FREQUENTLY ASKED QUESTIONS

 

Questions That May Arise As You Complete the FAFSA
  1. How do I Apply for financial aid?
  2. What is PIN for financial aid?
  3. What are the benefits of filing the FAFSA on the web?
  4. When should I apply for financial aid?
  5. Do I have to reapply for financial aid each year?
  6. What are the general eligibility criteria for financial aid?
  7. What is an eligible program for financial aid?
  8. How do I select an eligible program for financial aid?
  9. I am considering going to school part-time. Am I eligible for financial aid if I am enrolled at half-time status?
  10. If I live with an aunt, uncle or grandparent, should that relative’s income be reported instead of parental information?
  11. What if I live with a girlfriend or boyfriend who pays the rent?
  12. What is the difference between cash support and in-kind support?
  13. I am now a citizen but I still have my Alien Registration number. How should I respond on the FAFSA?
  14. I am going to get married this summer. How do I answer the question that asks if I’m married?
  15. If I am an emancipated minor, am I considered independent on the financial aid form?
  16. My parents are divorced. Whose information do I need for the FAFSA?
  17. I don’t get along with my parents and live with friends. I pay my own rent and other bills. Can I apply without my parents income?
  18. If I am in the National Guard or am an active duty military member, am I considered a veteran for purposes of completing the FAFSA?
  19. My mother and stepfather are completing the FAFSA. Should I provide my father’s or stepfather’s information (SSN and income info) on the FAFSA?
  20. I am an independent student. I am separated but filed a joint tax return. How should income information be reported?
  21. Who qualifies to be counted in the number in college?
  22. I am not sure if I want to accept a work-study position. What should I enter for this question on the FAFSA?

What Steps Are Taken After Submitting the FAFSA?

  1. Take me through the steps once the FAFSA has been submitted.

Financial Aid Eligibility

  1. What is the criteria for being eligible for Financial Aid?
  2. What if I had an unusual circumstance that prevented me from meeting the College’s standards for satisfactory academic progress for financial aid?
  3. I received “F” and “W” grades this semester. Will this effect my financial aid eligibility?
  4. If I go to school full-time in the fall and spring and get financial aid for both semesters, will there be any aid available for me for the summer and if not, how do I pay for the summer semester?

Financial Aid Disbursements

  1. If my file is not complete by the time fees are due, who will pay for my tuition and textbooks?
  2. Will financial aid HOLD my course enrollments?
  3. What happens if I want to DROP a course before the last day to add/drop?
  4. What happens if I withdraw from ALL of my courses?
  5. What happens if I never attend some of my courses?
  6. Is financial aid available to pay for my books at the bookstore?

Student Loan Questions

  1. How do I go about applying for a student loan?
  2. Do I have to do Entrance Counseling every year?
  3. Do I have to do the Exit Counseling every year even if I am not graduating?
  4. What happens if I don't do the Exit Counseling?
  5. Once I have received part of the disbursement for my student loan, can I request an increase?

Financial Aid - Frequently Asked Questions and Answers

Questions That May Arise While Completing the FAFSA

How do I Apply for financial aid?
You should obtain a free application for Federal Student Aid (FAFSA) as soon as possible after January 1 of each year or apply over the internet at www.fafsa.ed.gov. The award year is fall, spring and summer. For example, for the 2007 – 2008 award year, the FAFSA application will cover the Fall 2007, Spring 2008 and Summer 2008.


What is PIN for financial aid?
You and your parents (if you are dependent for financial aid purposes) may obtain a PIN (Personal Identification Number). With a PIN, you may complete the FAFSA on the WEB without submitting a signed signature page. The PIN is your electronic signature! Allow 7 to 10 days to obtain a PIN. It will be sent to you (and your parents) under separate letters. Be sure to keep it because you may use it to check on the status of processing your FAFSA on the WEB and to make corrections over the web. You may obtain a PIN at the following address: www.pin.ed.gov


What are the benefits of filing the FAFSA on the web?
Filing the paper Free Application for Federal Student Aid (FAFSA) may take up to 6 weeks to process and return the results to the colleges to which you released the data as well as for you to receive your Student Aid report (SAR). In addition, many filers make errors when completing the paper application.

Filing using FAFSA on the WEB is much faster. Results can be provided to the colleges indicated in a little over one week! Errors are reduced because the software makes sure that you don’t miss any questions and edits it for you. If you cannot complete the FAFSA on the WEB in one session, you can save it and return later to complete it. You can coordinate the completion with a parent easily. The address for FAFSA on the WEB is www.fafsa.ed.gov. Check it out!


When should I apply for financial aid?
Apply early and as soon after January 1 of each year as you can. Remember that much of the FAFSA information comes from your completed federal tax return. So, plan to prepare your tax return early. Be sure to save copies of your filed tax return in the event we request them.


Do I have to reapply for financial aid each year?
Yes. Once you have filed a FAFSA, you will be able to complete a Renewal FAFSA the next year. However, it will not be so complicated the second time around. The Renewal FAFSA is sent to your home address and about 75% of the information is pre-printed. You need to update the information and provide new income and asset information. The Renewal FAFSA may also be completed online at www.fafsa.ed.gov . If you use your PIN, you will not have to print and sign the Signature Page.


What are the general eligibility criteria for financial aid?
To be eligible for federal student aid, you must…

  • Have a high school diploma or a General Education Development (GED).
  • Be enrolled at an eligible institution, and in a program that leads to a degree or certificate.
  • Be a U. S. citizen or eligible non-citizen.
  • Make satisfactory academic progress.
  • Have a valid Social Security Number.
  • Register with the selective service, if applicable.
  • Have financial need.

What is an eligible program for financial aid?
One of the eligibility criteria for student financial aid is that a student be admitted and pursuing a certificate or degree program that has been approved by the U.S. Department of Education for financial aid. To be an eligible program at Roane State Community College, the program must be an associate degree program or a certificate program.


How do I select an eligible program for financial aid?
You should consult the College Catalog under the sections of Admissions Requirements or see a counselor for academic assistance and information. When you have selected a major and are “placed” in an eligible program, you will have met one of the criteria for eligibility for financial aid.


I am considering going to school part-time. Am I eligible for financial aid if I am enrolled at half-time status?
Yes. Most financial aid programs (state, federal and institutional) require that you are enrolled at least half-time. However, the Federal Pell grant and Part-time Tuition assistance grant may be awarded to students who are enrolled less than half-time. Most importantly, you must apply to find out!


If I live with an aunt, uncle or grandparent, should that relative’s income be reported instead of parental information?
The only time you would report their income is if the relative is your adoptive parent. Dependent students can be considered dependent only on their parent(s) and may report parental inform only on FAFSA. You must report any cash support given by relatives, but not in-kind support (such as food and housing) from relatives.


What if I live with a girlfriend or boyfriend who pays the rent?
You should not report any information for a friend or roommate unless the two of you are actually married or are considered to have a common-law marriage under state law. You must report cash support given by the friend as untaxed income but you should not report in-kind support (such as food and housing). You must report the rent the roommate paid if your name is on the lease and if the roommate is paying the rent for you.


What is the difference between cash support and in-kind support?
Cash support is support given to you in the form of money or money that is paid on your (the student’s) behalf. You must report any cash received or paid on your behalf as untaxed income.

In-kind support is such things as free food or housing that you may receive in exchange for work or services. This type of assistance is not reported as income or untaxed income on the FAFSA.

However, you must report the value of housing a family receives when it is considered compensation for a job on Worksheet B. The most common examples of this is free housing or a housing allowance that is provided to members of the military or the clergy.


I am now a citizen but I still have my Alien Registration number. How should I respond on the FAFSA?
You should answer, “yes” to the item that asks if you are a citizen. Do not provide your Alien Registration Number.


I am going to get married this summer. How do I answer the question that asks if I’m married?
Answer “Yes” if you are married on the day you sign and submit your FAFSA. Otherwise, answer “No”. The FAFSA is a snapshot of your status on the date you complete it. It does not project changes, such as marriage.


If I am an emancipated minor, am I considered independent on the financial aid form?
The status of an emancipated minor is not recognized by the U.S. Department of education for financial aid purposes. To be independent for financial aid purposes, you must meet one of the following criteria:

  • You were born before:
                 --January 1, 1984 for the 2007-2008 school year
                 --January 1, 1983 for the 2006-2007 school year;
  • You are married;
  • You are or will be enrolled in a master’s or doctoral program (beyond the bachelor’s degree) during the current school year.
  • You have children who receive more than half of their support from you;
  • You have dependents (other than your children or spouse) who live with you and who receive more than half of their support from you and will continue to receive more than half of their support from you through the entire school year.
  • You are an orphan or ward of the court (or were a ward/dependent of the court until age 18); or
  • You are a veteran of the U.S. Armed forces (“veteran” includes students who attended U.S. service academic and who were released under a condition other than dishonorable.

My parents are divorced. Whose information do I need for the FAFSA?
The parent with whom you lived with the most during the past year should complete the FAFSA. It makes no difference which parent claims you as dependent for tax purposes. If you did not live with either parent or lived equally with each parent, the parent who provided you with the most financial support must complete the financial aid form.


I don’t get along with my parents and live with friends. I pay my own rent and other bills. Can I apply without my parents income?
If you do not meet the criteria to automatically be considered independent (see criteria in question 15 answer) and unusual circumstances exist in your relationship with your parents, you may complete the Dependency Status Appeal. This form is available in both Financial Aid Offices or go to our Financial Aid Forms category of the website. You must document your situation carefully and completely.

If you believe you may qualify for a dependency override, you should complete the FAFSA and submit it. Complete it with only your income information. It will be rejected when processed. However, if your appeal is approved, your financial aid application will be submitted electronically by the Financial Aid Office.


If I am in the National Guard or am an active duty military member, am I considered a veteran for purposes of completing the FAFSA?
If you are a veteran and have engaged in active duty in the U.S. Armed Forces (Army , Navy, Air Force, Marines, or Coastal Guard) or are a National Guard or Reserves enlistee who was called to active duty for purposes other than training, or were a cadet or midshipman at one of the service academies, and were released under a condition other than dishonorable, you are considered a veteran for FAFSA purposes.


My mother and stepfather are completing the FAFSA. Should I provide my father’s or stepfather’s information (SSN and income info) on the FAFSA?
You should provide the SSN and income of the individuals for whom you live with. In this example, you should report your stepfather’s information.


I am an independent student. I am separated but filed a joint tax return. How should income information be reported?
You should only report YOUR portion of the exemptions, income, taxes, and any assets. Review your w-2 for that tax year.


Who qualifies to be counted in the number in college?
Any person (except for your parents) who is counted in the household and will be attending any term of the academic year, at least half-time should be included. This person must be working toward a degree or certificate leading to a recognized educational credential at college, university or post secondary school that participates in the federal student aid programs. You should always include yourself (the student).


I am not sure if I want to accept a work-study position. What should I enter for this question on the FAFSA?
At Roane State Community College, we use your response to this question as an indication of your interest in pursuing all forms of financial aid including student work-study. Answering “YES” to this question does not obligate you to accept a work-study position.

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What Steps Are Taken After Submitting the FAFSA?

Take me through the steps once the  FAFSA has been submitted?

The following are the steps:

  • After you submit the FAFSA, you will either receive a Student Aid Report (SAR) or print it off if submitted on-line.
  • You should review the SAR carefully to be sure that you listed Roane State Community College and that all of the information is correct.
  • Do not submit the SAR to our office.
  • You should allow up to 6 weeks if you submitted the FAFSA by mail and up to 4 weeks if you submitted the FAFSA over the web for our office to receive your information.
  • Once we have received the FAFSA, we will send you out a postcard letting you know what your next step is in complete your file with our office.
  • Once you have submitted the required information to our office we will verify your file and if additional information is required, you will receive yellow postcard
  • Once we have received all of the information and your file has gone through final verification, you will receive an additional postcard letting you know how to go on-line and see what you are eligible for.

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Eligibility For Financial Aid

What is the  criteria for being eligible for financial aid?
Students must be enrolled in a degree or certificate program and have a complete admissions status including all transcripts prior to receiving aid.  Students must meet satisfactory progress standards, which are explained on our website.  Students must have eligibility for federal financial aid as determined by the federal processor on the SAR (Student Aid Report).

Financial aid will be awarded to students based on their enrollment status.  Enrollment status is based on the number of hours that a student takes each semester.  The enrollment status requirements are as follows:

Full-time (12 hours or more)

3/4 Time (9 - 11 hours)

Half-time (6 - 8 hours)

Less than Half-time (1 - 5 hours)


What if I had an unusual circumstance that prevented me from meeting the College’s standards for satisfactory academic progress for financial aid?
Students who fail to meet these standards and lose eligibility for financial aid can appeal the decision. The appeal must be prepared in writing and must be accompanied by supporting documents. Appeals should be submitted to one of the Financial Aid Offices. The appeals that can be evaluated by the Student Financial Aid Appeals Committee for mitigating circumstances are:

  • serious illness or accident to the student that prevented classroom attendance
  •  death, accident or serious illness in the student’s immediate family that prevented classroom attendance
  • Change in the student’s academic program that led to the student exceeding the maximum number of credits allowed for financial aid
  • other documented extenuating circumstances that prevented the student from attending the class

Appeal forms are available in both Financial Aid Offices, or you can click on the Financial Aid Forms Link of the website.


I received “F” and “W” grades this semester. Will this effect my financial aid eligibility?
“F” and “W” grades count in the calculation of your satisfactory academic progress for financial aid. If you have too many “F” or “W” grades you fail these standards. Although you may submit an appeal, your circumstances must be very unusual and have prevented you from completing you course. We recommend that you talk with your instructor before withdrawing from a course to see if you might be able to complete it. Also, it is a good idea to meet with a counselor if you are uncertain you are prepared to take a course rather than withdraw or fail it.


If I go to school full-time in the fall and spring and get financial aid for both semesters, will there be any aid available for me for the summer semester and if not, how do I pay for the summer semester?
If a student goes to school full-time in the fall and spring and receives financial aid, there will not be any financial aid available for the summer semester.  We highly recommend that if a student needs to take classes in the summer that they hold back some of the excess aid funds for the summer semester.

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Financial Aid Disbursements

If my file is not complete by the time fees are due, who will pay for my tuition and textbooks??
You will either need to make arrangements to pay for your classes or get an emergency loan if you have not received an emergency loan before. You will need to make arrangements to purchase your books.


Will financial aid HOLD my course enrollments?
When you receive an official financial aid award postcard from the Financial Aid Office, your courses will be maintained by the offer of financial aid.


What happens if I want to DROP a course before the last day to add/drop?
You must be sure to drop your course over the web or in person at the Records Office. Otherwise, your financial aid will hold your course and you will be charged the tuition and fees. There may also be some financial implications in dropping the course.


What happens if I withdraw or change from credit to audit in my courses?
If you withdraw from ALL of your courses at anytime during the semester, we will determine if you “earned” all the financial aid you received from federal programs. If you have not, you will be contacted and told the amount that you must repay and you may also be placed on financial aid suspension.  Audit is treated the same as dropping or withdrawing from the class.


What happens if I never attend some of my courses?
When you are awarded financial aid, it is intended to be used for attending your courses. If you are reported by your instructor or by yourself as NEVER HAVING ATTENDED at least one class of each course, you may be required to repay a portion of your financial aid. If this occurs, you will be contacted to repay the money. A “hold” will be placed on your record preventing you from receiving any services at the College. If you fail to repay the overpayment, you may be sent to Collections.


Is financial aid available to pay for my books at the bookstore?
If your financial aid file is complete and your tuition and fees have been removed, if there is any excess aid leftover, you may charge your books and supplies against your account.  This can only be done during the first week of classes.

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Student Loan Questions

How do I go about applying for a student loan?
 
Once you have completed the FAFSA, you can go to our website and fill out the online student loan application.  Make sure that you read all of the student loan information that is listed on our website prior to applying for the student loan.  We will not process the student loan application until your file is complete.  You must also register for at least 6 hours per semester.


Do I have to do "Entrance Counseling" for my student loan every year?
 
No, you only need to do the "Entrance Counseling" once unless you are changing lenders.


Do I have to do "Exit Counseling" for my student loan if I am not graduating?
 
Yes, all students are required to do the "Exit Counseling" every year after their student loan has been fully disbursed even if they are not graduating.


What happens if I don't do the "Exit Counseling" ?
 
If you don't do the "Exit Counseling", a hold will be placed on your file preventing you from getting your grades, copies of your transcript or registering for classes.


Once I have received part of the disbursement for my student loan, can I request an increase?
 
Once you have received part of your disbursement, increases will only be considered if there are severe circumstances.


 

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