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If students are interested in applying for the student loan programs, they should file the Free Application for Federal Student Aid (FAFSA) and complete any additional requirements requested. In addition, a separate online Student Loan Information and Amount Acceptance form will be required, accessible through RaiderNet.

The Federal Stafford Loan Program is available to students who have been determined eligible through the above-mentioned need analysis system. All student loans will be handled directly through the U.S. Department of Education. There are 2 types of Federal Direct loans available to RSCC students: subsidized (interest is paid by the Department of Education while the student maintains half-time enrollment) or unsubsidized (a variable interest loan). Repayment begins six months after the student withdraws, graduates or drops to less than 6 credit hours. Maximum loan limits are mandated by the Department of Education. More details are available in the required reading for the online Student Loan Information and Amount Acceptance form.

If you are a first-time borrower on or after July 1, 2013, there is a limit on the maximum period of time (measured in academic years) that you can receive Direct Subsidized Loans. This time limit does not apply to Direct Unsubsidized Loans. If this limit applies to you, you may not receive Direct Subsidized Loans for more than 150 percent of the published length of your program. This is called your “maximum eligibility period.”  The Department of Education will determine whether borrowers are "first-time borrowers" for the purposes of the 150% limit.

The Financial Aid Office will strive to process loans quickly and accurately. Remember, a student loan is the student’s and it is beneficial to be informed, borrow conservatively, and ask questions.

For more information please call toll free 1-866-GO2-RSCC ext. 4545 or 865-882-4545.

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Roane State Community College is a TBR and AA/EEO employer and does not discriminate against students, employees, or applicants for admission or employment on the basis of race, color, religion, creed, national origin, sex, sexual orientation, gender identity/expression, disability, age, status as a protected veteran, genetic information, or any other legally protected class with respect to all employment, programs and activities sponsored by Roane State. View full non-discrimination policy.

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